Beneficial Ownership Information Reporting Enforcement on Hold Yet Again After Appeals Court Reinstates Injunction

Accounting | December 27, 2024

Beneficial Ownership Information Reporting Enforcement on Hold Yet Again After Appeals Court Reinstates Injunction

The roller coaster continues, as the 5th U.S. Circuit Court's decision on Dec. 26 suspends the deadline once again for most reporting companies to file BOI reports with the Financial Crimes Enforcement Network.

Jason Bramwell

A 5th U.S. Circuit Court of Appeals late Thursday reinstated a nationwide injunction that had been issued earlier this month by a federal judge in Texas who had ruled that the Corporate Transparency Act was unconstitutional, Reuters reported on Friday, thus suspending the deadline once again for most reporting companies to file beneficial ownership information (BOI) reports with the Financial Crimes Enforcement Network (FinCEN).

The move comes days after the 5th Circuit Court of Appeals ruled that the Corporate Transparency Act could proceed, lifting the Texas judge’s prior injunction in early December. A group of small businesses, along with the National Federation of Independent Business (NFIB), had sought out the injunction.

After the injunction was lifted on Dec. 23, FinCEN had extended the Jan. 1, 2025, deadline for most reporting companies to file BOI reports with the Treasury Department until Jan. 13, 2025. But with the appeals court’s ruling on Dec. 26, that Jan. 13 deadline is currently in limbo.

In a statement on Friday, FinCEN said, “In light of a recent federal court order, reporting companies are not currently required to file beneficial ownership information with FinCEN and are not subject to liability if they fail to do so while the order remains in force. However, reporting companies may continue to voluntarily submit beneficial ownership information reports.”

Passed in January 2021, the Corporate Transparency Act is an anti-money laundering law that directs businesses to report their ownership structures to FinCEN, which is overseen by the Treasury Department. The thinking is that clear ownership structures make it more difficult for bad actors to use shell companies for illicit activities like money laundering or drug trafficking. 

Every limited liability company (LLC), corporation, or other entity that was created by filing a document with a secretary of state or equivalent office must file a BOI report unless it qualifies for one of the Corporate Transparency Act’s exemptions. For example, members of the National Small Business Association (NSBA) are exempt because they won a previous lawsuit over the requirement.

The following current information has to be reported about each of the company’s beneficial owners:

  • Legal name
  • Birthdate
  • Residential address
  • Unique number and issuing jurisdiction from a passport, driver’s license, or state ID, and an image of the document.

A different panel will ultimately decide whether to uphold the judge’s ruling, and in Thursday’s order, the appeals court said it decided to keep enforcement of the law paused “to preserve the constitutional status quo while the merits panel considers the parties’ weighty substantive arguments,” Reuters reported.

As of Dec. 27, the merits of the case have yet to be heard; briefs are now due in February, and the case is calendared for oral arguments on March 25, 2025, according to the NSBA.

“The court’s reinstatement of the nationwide injunction is a welcome sigh of relief for small businesses,” Rob Smith, senior attorney of NFIB’s Small Business Legal Center, said in a statement. “Since being told earlier this week that they must urgently submit their BOI reports, our nation’s small businesses have experienced enormous chaos and confusion. Thankfully, the court’s latest decision recognizes that the Corporate Transparency Act and BOI reporting requirements pose serious constitutional questions. It also provides Main Streets across the country with a reprieve from this harmful mandate while our lawsuit proceeds.”

NSBA President and CEO Todd McCracken released the following statement about the appeals court’s Dec. 26 ruling on Friday: “While we absolutely are pleased that the BOI enforcement delay is back on, this ping pong in the courts highlights why it is critical for Congress to repeal this unwelcome and unconstitutional law. NSBA is still awaiting a judgement from the 11th Circuit Court of Appeals in our lawsuit—the first one filed, so, more changes could be ahead for small businesses.

“This uncertainty is beyond frustrating for NSBA’s members and the millions of small businesses we represent. Since the beginning, NSBA has warned against the CTA, penalties for which could carry fines of up to $591 per day and up to two years of jail time, even for those well-intending small business owners who may unintentionally fail to comply through the fog of the continued confusion surrounding the status of this law.

“I cannot stress enough what a major problem this back and forth on the status of the CTA has become, and I’d like to underscore the massive uncertainty it is creating for the millions of small businesses across this country. This latest action from the courts will provide some breathing room, but how much is anybody’s guess.

“NSBA will continue fighting our separate lawsuit alongside this reinstated nationwide injunction over the CTA, additionally pushing Congress to act on the CTA through legislation. At this point, anything less than full repeal is a disservice and source of avoidable instability to America’s small businesses—the core of our communities, the foundation of our economy, and the employers of our future.”

With Tribune News Wire Services

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Comments: 9

Toni scott Marissa beechDecember 28 2024 at 9:19 am

Where is the link to fill out the boi

    Gail PerryDecember 28 2024 at 11:07 am

    https://boiefiling.fincen.gov/

Bruce CordesDecember 28 2024 at 7:28 pm

Is their a fee that is during when filing the BOI report?

PhilipDecember 28 2024 at 10:19 pm

No fees for filing, I’ve filed for three LLCs.

Philip TanzerDecember 28 2024 at 10:24 pm

I’ve filed for three LLCs and there are no filing fees. However, looks like there could be penalties for late filing unless due to “genuine oversight.”

EddieDecember 29 2024 at 5:00 pm

Unnevessary intrusion of privacy and big brother of government.

Young suu FangDecember 30 2024 at 5:50 am

What a bs excuse not disclosing who's the true owner of those shell companies being used by the cartels and big drug distributors.

ChristopherDecember 30 2024 at 12:08 pm

I don't understand how this has not been struck down in court repeatedly yet. FinCEN is a law enforcement agency. Whether sitting in an office behind a computer or in uniform pulling cars over, FinCEN is a law enforcement agency. Police officers must show probable cause of a possible crime being committed before stopping, seizing property or collecting data on a citizen. Including such things as blood draws, DNA and NCIC (National Crime Information Center) collection. If probable cause is proven for the need for further evidence collection of a possible crime, a judge will review the law enforcement agency requests and issue a search warrant. FinCEN is in effect acting like a judge and issuing carte blanche search warrants on all citizens who own small businesses without any probable cause. If I am correct, they will take small business owner information and search the individual Secretary of State records for discrepancies. This is the equivalent of police officers setting up a roadblock to stop each and every car, every single minute of the day every day of the year to check if any crimes are being committed. That is illegal. Unlawful, stop and seizure is literally one of the core U.S. constitutional laws that provide protection for U.S. citizens from living in a police state. This is set up this way to prevent government misfeasance and malfeasance. FinCEN has also stated in essence, that every day a small business owner drives around their roadblock, a hefty fee will be charged and two years in federal prison. FinCEN has effectively maneuvered themselves from law enforcement officers to the judge that issues search warrants and passing sentencing on anyone who doesn't stop at their roadblock.

DavidFebruary 16 2025 at 5:47 pm

Christopher, you could be an attorney! Your answer nailed it dead center! Unconstitutional in every way! Unlawful search and seizure. For those who don’t understand I’m thinking that it might be legitimate, then you would also have to say it was legitimate to come into your house at any time of day or night just to make sure you’re not doing anything wrong you know, for safety, and if you’re not doing anything wrong then what is the big deal what are you hiding. The acquiescence by so many, results ina kind of tyranny that continues b/c of the cliuless.

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