Benefits

 Self-Employed Less Likely To Save Enough for Retirement

January 16, 2014 

Self-Employed Less Likely To Save Enough for Retirement

Self-employed workers, contractors and entrepreneurs often cite their independence as one of the biggest advantages to not having a traditional job, but being self-employed also means that individuals must exercise greater control over their retirement planning, since they usually do not have access to 401(k) pre-tax savings plans and automatic contributions.

 As Healthcare Law Affects Insurance Rates, 401(k) Saving Drops

January 7, 2014 

As Healthcare Law Affects Insurance Rates, 401(k) Saving Drops

Tax deferred retirement savings accounts, especially 401(k)s, have long been a standard for American workers looking to ensure some savings and income during their retirement years. But the economy and recent changes to healthcare law and insurance premiums are having a negative effect on savings rates.

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January 3, 2014 

14 Top Income Tax Breaks Expiring in ‘14

When the ball dropped in Times Square at midnight on New Year’s Eve, it did more than signal the start of another year. It also officially closed the books on several significant tax breaks for individuals and small business owners. Unless these provisions are resurrected by a bipartisan Congress – no sure bet – they…

 Long-Term Unemployment Benefits End

January 1, 2014 

Long-Term Unemployment Benefits End

All extended federal benefits ended last week because the budget deal reached by U.S. Senate and House negotiators didn't include extension of the federal Emergency Unemployment Compensation program. The added benefits were authorized in 2008 and extended 11 times as the recession and its effects dragged on.

 Study Predicts Baby Boomer Exodus From New York City

December 23, 2013 

Study Predicts Baby Boomer Exodus From New York City

A "Boomer flight" is coming, as the currently retiring generation of Americans are leaving New York City en masse, carrying with them tens of billions in retirement dollars and lost money to the local economy every year.

 Baby Boomers Hoping for Earlier, Active Retirement

December 23, 2013 

Baby Boomers Hoping for Earlier, Active Retirement

After years on the job and endless family responsibilities, baby boomers are ready to redefine what it means to be retired. A composite of Del Webb Baby Boomer surveys completed throughout 2013 found that boomers plan to use retirement to revamp their social lives and focus on their overall physical well-being.

 Understanding Long-Term Disability Benefits

December 12, 2013 

Understanding Long-Term Disability Benefits

As a lawyer who has represented businesses and professionals in the claims and litigation process of long-term disability insurance benefits for more than 20 years--and a business owner myself--I have learned the importance of long-term disability insurance, as well as the importance of having the right package of long-term disability insurance benefits.